"I was drowning in high-interest debt and couldn’t see a way out. Thanks to their balance transfer loan, I’m finally in control of my finances again."
Retail Manager
"Being blacklisted made me lose hope, but this service gave me a fresh start. The process was smooth, and the team was so understanding."
HR Specialis
"Planning our wedding was stressful until we found Smart Lends. They made it possible for us to celebrate without cutting corners or worrying about money."
Graphic Designer
"Juggling multiple debts was overwhelming. Their debt consolidation loan simplified everything and gave me a clear path to becoming debt-free."
Sales Executive
"As someone with no collateral, I thought a loan was out of reach. But Capital Box Berhad helped me secure the funds I needed without any hidden charges."
We offer straightforward, speedy, and clear loan options designed to meet your short-term financial requirements. With our easy application process, you'll have fast access to funds without any hidden charges or complex documentation, making it simple to handle unforeseen expenses.
You often face sudden costs, like medical bills or car repairs, and don’t have enough savings to cover them.
Some are stuck with loans that have very high interest rates, making it hard to pay them off and get out of debt.
Being blacklisted makes it very difficult to get loans or financial help from traditional sources.
Traditional banks take a long time to approve loans, leaving people waiting weeks, often with lots of paperwork or rejected applications.
Struggling on your financial security? Our loan packages offer special low-interest rates, easy payment options, and flexible schemes suit your needs. Our personal loans have high approval rate of 99%
Enjoy lower interest and added payment flexibility with a collateralized loan. Contact our consultants to see if your valuable item/asset is qualified to be charged to your loan. Get your free consultation
Have multiple debts and hard to manage all the payments? Our balance transfer service allows you to transfer your debt from other third party creditors and combine your debt under one umbrella
We offer fast approval within 30 mins of your application, provided that all required documents are submitted correctly.
You can borrow from RM1,000 - RM100,000, depending on your eligibility and financial situation.
No, we guarantee there are no hidden fees. All terms and charges are clearly presented upfront, so you know exactly what to expect.
Our loans come with competitive, low interest rates, tailored to your financial needs and profile. The specific rate will be provided once your application is assessed.
To be eligible, you must be a Malaysian citizen, 18 years or older, with a stable source of income. Additional criteria may apply depending on the loan amount.
General loan information: Annual interest rate is between 12% to 18%*. Loan term is between 90 days to 24 months. For example, a loan of RM1,000 for a term of 1 year with a monthly interest rate of 1.5%, will incur a total repayment value of RM1,180. No associated fees. **This information is meant to illustrate general loan terms offered by companies in Malaysia.T&C apply.
Leong Kai
Engineer